Barrett Capital specializes in debt placement with an emphasis on asset-based financing for corporate and real estate entities, with a focus on underlying mortgages and lines of credit for cooperative corporations, condominium association loans, construction / bridge loans and, energy efficiency project financing. We also serve as a mortgage broker for commercial, mixed used, multi-family and residential financings. Barrett Capital is the exclusive credit underwriter for the New York State Energy Research & Development Authority’s (“NYSERDA”) “On Bill” incentive financing program and, a Participating Lender with NYSERDA in connection with the Green Jobs Green NY (GJGNY) Financing Program. Barrett Capital also is a Lender Partner with New York City’s Retrofit Accelerator.
Utilizing strategic relationships developed with several commercial, community and savings banks, non-bank lenders, insurance companies, mezzanine lenders and private equity firms, Barrett Capital offers you a complete range of banking and financing options including structuring transactions and, advisory services that will meet your requirements without the burden of a bureaucracy or large overhead. Since 1986. “Think Outside the Bank”.
Barrett Capital’s Real Estate Group specializes in placing commercial real estate Debt and Equity, utilizing strategic relationships developed with commercial, community and savings banks, insurance companies, mezzanine lenders and private equity firms, structuring transactions that meet your requirements. We also are positioned, as a licensed real estate broker, to asset with asset Investment sales and investment purchases through our direct contacts with building owners.
Make Barrett Capital your financial advisor and broker for commercial real estate. We proudly serve clients throughout the industry nationwide.
Properties
Properties
Office & Industrial Buildings
Mixed Use & Multi-Family
Shopping Centers & Strip Malls
Hospitality
Healthcare
Collateral
Collateral
Investment Property
Owner-occupied land and buildings
Not-for-profit owned real estate
Customized Programs
Energy Efficiency & Renewable Projects
Energy Efficiency Financings
Energy Efficiency Financings
Tax Credit Leases
Capital Leases
Shared Savings Plans
Power Purchase Agreements
Barrett Capital’s Bridge Lending program was created to bridge the gap between conventional commercial financing and hard money lending. What differentiates Barrett Capital from other bridge lending platforms is our strategic selection of qualified non-bank lenders who don’t fit the strict parameters of today’s conventional commercial bank lenders. Client Requirements Individually Structured with terms of 1 to 3 years.
Through PACE Equity, Barrett Capital is a direct lender of Property Assessed Clean Energy (PACE) Loans. PACE Equity is a one stop, turnkey, provider offering engineering, approvals and long term 25-year low fixed rate financing of utility, water or renewable items having a positive impact on the building. PACE is available for property renovations, redevelopment and new construction projects and, works with simple or complex capital structures, up to 20% of the property’s value. PACE fundings are paid back through an addition to the real estate tax bill; are non-recourse to the building owner and, carries a reduced cost of up to 50% of mezzanine debt, preferred or straight equity, and/or construction financing, to boost IRR.
- Transaction Structuring
- Capital Structure Review and Analysis
- Loan / Securities Analysis
- Portfolio Review and Evaluation
- Business and Strategic Plan Development
- Analysis of Strategic Alternatives, including Mergers, Acquisitions and Divestitures
- Due Diligence Assessment
- Expert Witness Testimony
- Lines of Credit & Senior Financings: $500,000-$50 million
- Equipment & Vehicle Lease Financings: $100,000 - $100 million
- Real Estate Mortgages & Sale Leasebacks: $100,000 - $50 million
- Junior & Mezzanine Financings: $1 million - $50 million
- Control & Non-Control Equity Investments: $1 million - $50 million
- Factoring & Merchant Loans: $500,000 - $25 million
- Trade Finance & Purchase Order Financing: $500,000 - $25 million
- Working Capital, Growth Capital, Refinancing Debt, Recapitalization, Turnarounds, Mergers and Acquisitions, Trade Finance
- Up to 85% of accounts receivables
- Up to 80% of Net Orderly Liquidating Value of Inventory
- Up to 100% of Cost of Machinery, Equipment and Commercial Vehicles
- Up to 80% of Fair Market Value of Real Estate
- Cash Flow component based on historical and projected profitable financial performance
- 1 to 2 years on Revolving Lines of Credit
- Up to 5 years on Term Loans
- Up to 7 years on Machinery and Equipment
- Up to 30 years amortization on Real Estate
- Individually Structured Client Requirements
- Competitive Prime, FHLB and SOFR (LIBOR) based Rates
- Fixed Rates on Term Loans, Leases and Mortgages
- Accounts Receivable (Seasonal Over Advances can be provided), Inventory, Equipment, Vehicles, Real Estate
- Intellectual Property (such as Brand Names)
- Legal Settlements